Non Resident/Expatriate Home Loans

All Mortgage Finance can organize loans for Australians living overseas to normal lending. This is usually to 95% + LMI (Lender’s Mortgage Insurance) and in some cases, to 100% loan to value ratio (LVR).

Home Loans for non-residents or intending migrants to Australia are also possible as investment loans. Approval may be needed from the Foreign Investment Review Board (FIRB) if the applicant is not an Australian Citizen, married to an Australian Citizen, a permanent resident or a person who holds a special category visa (such as a New Zealander). It is recommended to check the requirements of the FIRB by visiting www.firb.gov.au before purchasing in Australia. Non-Resident loans are usually to a maximum of 80% LVR.

Foreign currency loans are also available to Australian Expatriates and Foreign Investors living in Hong Kong, Singapore, The Middle East, USA, UK, New Zealand and Europe who are investing in Australian residential property.